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Cobblestone Creek - Norman

This neighborhood is located off of Highway 9 and 12th Ave SE. It is a hop, skip, and jump to Oklahoma University and easy access to get to Tinker Air Force Base. Various shopping and amenities are less than a mile away. Cobblestone Creek offers homes on large manicured lots with a few lots still available to build the home of your dreams. Spend your weekends, golfing, or swimming in the community pool. My favorite part of the neighborhood is taking morning strolls on the pathways through the neighborhood. Schools in this area are Norman High, Irving Middle, and Reagan Elementary.

Learn more about Cobblestone Creek by following the link : 

Explore more about Cobblestone Creek!


Myths about the Real Estate Market today!


Monterey in Norman!

Snuggled between Cedar Lane and Cobblestone; Monterey features a select group of Norman's finest builders. Ideally located five minutes from I-35 and less than two miles to the Oklahoma University campus and historic Campus Corner. Upon completion, Monterey’s community clubhouse will feature a resort-style pool, indoor and outdoor spaces for birthday parties and social events, a playground, a fire pit, and a catch and release fishing pond for the kids! Monterey is just south of the nationally recognized OU Jimmie Austin championship golf course and is within walking distance of the secluded 9 holes, executive par 3 Cobblestone Creek Golf Course! Reagan Elementary is one the most highly sought-after elementary schools and offers one of the country’s first foreign language immersion programs!

Check out Listed homes & learn more Here!

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Where are mortgage rates headed?


Where Are Mortgage Rates Headed?

Where Are Mortgage Rates Headed? | MyKCM

There’s never been a truer statement regarding forecasting mortgage rates than the one offered last year by Mark Fleming , Chief Economist at First American:

“You know, the fallacy of economic forecasting is: Don't ever try and forecast interest rates and or, more specifically, if you're a real estate economist mortgage rates, because you will always invariably be wrong.”

Coming into this year, most experts projected mortgage rates would continue to increase and end 2022 in the high three-percent range. It’s only April, and rates have already blown past those numbers. Freddie Mac announced last week that the 30-year fixed-rate mortgage is already at 4.72%.

Danielle Hale, Chief Economist at, Tweeted March 5, 2022

“Continuing on the recent trajectory, would have mortgage rates hitting 5% within a matter of weeks. . . .”

Just five days later, on April 5, the Mortgage News Daily quoted a rate of 5.02%.

No one knows how swiftly mortgage rates will rise moving forward. However, at least to this point, they haven’t significantly impacted purchaser demand. Ali Wolf, Chief Economist at Zonda, :

Mortgage rates jumped much quicker and much higher than even the most aggressive forecasts called for at the end of last year, and yet housing demand appears to be holding steady.”

Through February, home prices , the number of showings , and the number of homes receiving several offers  all saw a substantial increase. However, much of the spike in mortgage rates occurred in March. We will not know the true impact of the increase in mortgage rates until the March housing numbers become available in early May.

Rick Sharga, EVP of Market Intelligence at ATTOM Data, recently put rising rates into context:

“Historically low mortgage rates and higher wages helped offset rising home prices over the past few years, but as home prices continue to soar and interest rates approach five percent on a 30-year fixed rate loan, more consumers are going to struggle to find a property they can comfortably afford.”

While no one knows exactly where rates are headed, experts do think they’ll continue to rise in the months ahead. In the meantime, if you’re looking to buy a home, know that rising rates do have an impact. As rates rise, it’ll cost you more when you purchase a house. If you’re ready to buy, it may make sense to do so sooner rather than later.

Bottom Line

Mark Fleming got it right. Forecasting mortgage rates is an impossible task. However, it’s probably safe to assume the days of attaining a 3% mortgage rate are over. The question is whether that will soon be true for 4% rates as well.

Red Canyon Ranch

Located in Northwest Norman, this subdivision offers scenic views, a playground, and peaceful walking trails. Easy access to Tinker Air Force Base, major highways, and abundant shopping and restaurants. Schools are Eisenhower, Longfellow, and Norman North. The new phase is now open!

Red Canyon Ranch

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Vintage Creek / Villas at Vintage Creek

Vintage Creek is ideally located near shopping, restaurants, and less than five minutes to I-35. In this new development, there are various builders to choose from depending on your taste and style. Vintage Creek has two subdivisions; Vintage Creek which has homes starting at 2200 square feet and up and The Villas At Vintage Creek which have smaller lot sizes and homes up to 2400 square feet. There are picturesque walking trails, greenbelts, and ponds. A clubhouse and pool have just been completed. My favorite is the Urban Farmhouse styles that several of the builders construct that look straight off of HGTV. Schools are Adams Elementary, Middle, Whittier, High, and Norman North.

Start Searching & exploring the area! 
Vintage Creek Norman

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The Vineyard, Subdivision

The Vineyard is located off of North Porter and just south of Tecumseh Rd. You are "welcomed" into this neighborhood by a picturesque wood bridge and water wheel. This home style is unique to Norman. It takes me back to when I lived up North. Homes in the Vineyard range from 1800 square feet and up. In this neighborhood, schools are Norman North High School, Longfellow Middle School, and Jefferson Elementary. This location is a five-minute drive to I-35 or The University of Oklahoma.

Check out more & follow the link: 

The Vineyard A story book neighborhood!


Balancing your wants & needs as a homebuyer!


Balancing Your Wants and Needs as a Homebuyer Today

Balancing Your Wants and Needs as a Homebuyer Today | MyKCM

Since the number of homes for sale is low today, it can feel challenging to find one that checks all your boxes. But if you know which features are absolutely essential in your next home and which ones are just nice bonuses, you can land a home that fits your needs.

Danielle Hale, Chief Economist for, explains it like this:

“Focus on the goal you set out for yourself, like your list of must-haves and nice-to-haves and your budget, . . . Stick to that. Be persistent.”

So how do you go about creating your list of desired features? The first step is to get pre-approved for your mortgage. Pre-approval helps you better understand your budget, and that plays an important role in how you’ll craft your list. After all, you don’t want to fall in love with a home that’s too far out of reach.

Once you have a good grasp of your budget, you can begin to list all the features of a home you would like. Here’s a great way to think about them before you begin:

  • Must-Haves – If a house doesn’t have these features, it won’t work for you and your lifestyle (examples: distance from work or loved ones, number of bedrooms/bathrooms, etc.).
  • Nice-To-Haves – These are features that you’d love to have but can live without. Nice-To-Haves aren’t dealbreakers, but if you find a home that hits all the must-haves and some of the these, it’s a contender (examples: a second home office, garage, etc.).
  • Dream State– This is where you can really think big. Again, these aren’t features you’ll need, but if you find a home in your budget that has all the must-haves, most of the nice-to-haves, and any of these, it’s a clear winner (examples: farmhouse sink, multiple walk-in closets, etc.).

Finally, once you’ve created your list and categorized it in a way that works for you, discuss it with your real estate advisor. They’ll be able to help you refine the list further, coach you through the best way to stick to it, and find a home in your area that meets your needs.

Bottom Line

Crafting your home search checklist may seem like a small task, but it can save you time and money. It’s also one of the keys to being successful in today’s competitive market. Let’s connect so we can work together to find a home that fits your wants and needs.

Remote Work Trends Mean Flexibility for First-Time Homebuyers


Today’s low inventory can be challenging for homebuyers, especially if you’re looking to purchase your first home. But if you’re one of many people who work remotely, you may have a great opportunity to use the flexibility you have at work to achieve your homebuying goals this year.

In a recent report, Arch Capital Services explains how the ongoing trend of remote work can open up more options for homebuyers:

“. . . This will enable those who are able to work from home on a part-time or hybrid basis to move slightly farther away from job centers. . . . For workers who secure full-time remote jobs, their place of residence will be determined by affordability and personal preferences.”

Basically, working from home is great news if you’re a first-time buyer trying to find a home that meets your needs and budget. Here’s a deeper look at how it could benefit you.

Extra Flexibility in Your Career Means Extra Flexibility in Your Home Search

If your job is 100% remote, you don’t have to be tied to a specific location or office. So, if you’ve been having a hard time finding what you want in your local area, it may be time to expand your search.

One option you could consider is moving to a place where you’ve always wanted to live, like the mountains, beach, or closer to loved ones. When you broaden your search radius to include those locations, it’ll give you additional homes to consider.

It could also allow you to search for a more affordable location where you have more options in your price range. This can help you achieve two goals – saving money and finding additional features that meet your needs. To truly highlight this benefit, a recent First American article discusses the great ways remote work can really help you with your homebuying goals. Ksenia Potapov, Economist at First American, says:

“For potential first-time home buyers, leveraging their house-buying power in more affordable markets can also help them buy more attractive homes – more square footage and rooms, more options for different home styles and neighborhood amenities – increasing the opportunity to find a home that suits their preferences.”

That means you can use your work flexibility to search for homes with the amenities you need at a lower price point.

Bottom Line

Remote work doesn’t just give you expanded flexibility for your career. If you’re no longer tied to a location because of your office, you have a great opportunity to expand your housing search. Let’s connect to explore how this can open up your options.

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Cedar Lane Subdivision Preparing for Phase III

Cedar Lane is located off of Highway 9 and 12th Avenue SE. The homes range in size from
1500-3350 square feet with prices ranging from $235,000-$450,000. There are several different builders to choose from which include Harbor Homes, Tabor, Bodie Construction, and BIG. A community pool is now open along with the City of Norman's Songbird Park. This park offers soccer fields, a walking trail, covered playground area, and picnic benches. The school district includes Norman High, Irving Middle, and Reagan Elementary. I personally love this neighborhood and call it home. Shopping, amenities, and easy access to major highways are minutes away along with Oklahoma University being less than two miles down the road.

Check out more on Cedar Lane!

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